Your Account,
Your Rules
Choose the account that fits your life. Open in under 5 minutes with instant AI-powered KYC. No branch visit, no paperwork, no credit check.
City Gate Capital
Elite Savings Account
Total Balance
$48,291.40
+2.4% this month
APY Earned
$210.18
This month
Transfers
12
This week
Savings Growth
+5.2% APY
Recent
Choose Your Account
All accounts include zero-fee crypto, multi-currency wallets, and instant transfers.
For individuals
Personal
Free
Everything you need for everyday banking, investing, and global transfers. Free forever.
- Multi-currency account (50+ currencies)
- Crypto wallet (50+ assets)
- 1 virtual debit card
- International transfers from $0.99
- Basic investment tools
- Metal physical card
- Priority support
- Dedicated account manager
5.2% APY
Savings
Free
High-yield savings with no lock-up periods. Earn more on every dollar, every day.
- 5.2% APY on USD balances
- 4.8% APY on EUR balances
- No minimum balance required
- Instant withdrawals, no lock-up
- Auto-save rules & round-ups
- Savings goals & tracking
- FDIC insured up to $250,000
- Dedicated savings manager
For companies
Business
$19/mo
Full-featured business banking with multi-user access, expense management, and API integrations.
- Up to 10 team member seats
- Expense management & approvals
- Full REST API access
- Bulk payment processing
- Accounting integrations (Xero, QB)
- Custom virtual cards per team
- Dedicated business manager
- Custom transfer limits
Open in Under 5 Minutes
AI-powered identity verification means no waiting, no paperwork, no branch visits. Ever.
Create Account
Enter your email and set a secure password. Takes 30 seconds. No credit check required.
Verify Identity
Take a photo of your government ID. Our AI verification engine processes it instantly.
Biometric Setup
Enable Face ID or Touch ID for secure, fast logins. Your biometric data never leaves your device.
Fund Your Account
Add funds via bank transfer, card, or crypto. Your account is ready to use immediately.
What Our Customers Say
"Opened my account in 4 minutes while sitting in a café in Bali. The KYC was instant — I was genuinely shocked."
Michael R.
Digital Nomad
"The business account has transformed how we manage expenses. The team access feature alone is worth it."
Emma L.
Small Business Owner
"The 5.2% APY savings account is the best rate I've found anywhere. No lock-up, instant access. Perfect."
David K.
Investor
Built on Trust
FDIC Insured
Up to $250,000
Biometric Auth
Face & Touch ID
Regulated
40+ jurisdictions
Instant Setup
Under 5 minutes
256-bit AES
Military-grade encryption
180+ Countries
Global coverage
Virtual Cards
Instant issuance
4.9 App Rating
App Store & Play
Ready to Get Started?
Open your account in under 5 minutes. No credit check, no paperwork, no branch visit required.