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Our Story

Banking Built for
Global Citizens

Founded in 2018, City Gate Capital was built on a simple belief: everyone deserves access to world-class financial services, regardless of where they live or how much they earn.

City Gate Capital team

Best Fintech App 2025

Financial Times

Most Innovative Bank 2024

Forbes

Top 50 Fintech 2024

Bloomberg

Best Digital Bank 2023

The Banker

2018

Founded

New York City

2M+

Customers

Worldwide

180+

Countries

Supported

$50B+

Assets Managed

Under custody

40+

Jurisdictions

Regulated in

99.9%

Uptime SLA

Since founding

Our Mission

"To make world-class financial services accessible to every person on the planet — regardless of where they were born, how much they earn, or what currency they use."

— Alexandra Chen, CEO & Co-founder

Our Values

What We Stand For

Security First

Every decision we make starts with one question: is this safe for our customers? Security is never a trade-off.

Borderless Finance

We believe financial services should work as seamlessly across borders as the internet does. Geography is not a barrier.

Relentless Innovation

We ship fast, learn faster, and never stop improving the platform our customers depend on every single day.

Customer Obsession

Our customers are at the centre of every product decision, every policy, every hire. Their success is our success.

Radical Transparency

No hidden fees, no fine print surprises. We tell you exactly what things cost and why — always.

Speed & Simplicity

Complex financial infrastructure, beautifully simple experience. We do the hard work so you don't have to.

History

Our Journey

2018

City Gate Capital founded in New York with a mission to democratise premium banking for global citizens. Seed round of $12M closed.

2019

Launched multi-currency accounts and international transfers in 40 countries. Reached 50,000 customers in first year.

2020

Introduced crypto wallet supporting BTC, ETH and 20+ assets. Surpassed 100K customers. Series A: $45M.

2021

Expanded to 100+ countries. Launched investment tools, smart cards, and AI-powered analytics. Series B: $120M.

2022

Surpassed 1M customers. Opened offices in London, Singapore and Dubai. Regulated in 30+ jurisdictions.

2023

Launched Elite private banking tier. Introduced institutional-grade cold storage custody. Series C: $250M at $2B valuation.

2024

Reached 2M+ customers across 180 countries. $50B+ in assets managed. Regulated in 40+ jurisdictions globally.

Leadership

The Team Behind It

World-class talent from Goldman Sachs, Stripe, JP Morgan, NSA, Revolut, and more.

AC

Alexandra Chen

Chief Executive Officer

Former Goldman Sachs MD. 20 years in global finance.

MW

Marcus Williams

Chief Technology Officer

Ex-Stripe engineering lead. Built payments at scale.

PS

Priya Sharma

Chief Financial Officer

Former JP Morgan treasury. CFA charterholder.

DO

David Okafor

Chief Security Officer

Ex-NSA cryptographer. 15 years in cybersecurity.

SR

Sofia Reyes

Chief Product Officer

Former Revolut VP Product. Obsessed with UX.

JP

James Park

Chief Compliance Officer

Regulatory expert across US, EU, UK, and APAC.

LM

Lena Müller

VP Engineering

Built core banking infra at N26 and Monzo.

RP

Raj Patel

VP Growth

Scaled Wise to 10M users. Growth & partnerships.

Join Our Mission

Be part of the future of banking. Open your account today — free, instant, no paperwork.